Habitat for Humanity Windsor-Essex helps families build and buy decent quality affordable homes though a no-interest, no-down payment mortgage with payments set at less than 30 percent of gross income.
Habitat for Humanity Windsor-Essex receives many requests for assistance and while we strive to build homes we unfortunately are unable to assist all those that may qualify.
The build schedule may be subject to change based on funding, donations, volunteers and organization plans
Habitat for Humanity Windsor-Essex builds for family units with dependent children. We appreciate the need for affordable home ownership extends beyond this criteria, however, our capacity is limited.
The initial stages of family selection reviews the following criteria;
Your willingness to complete 500 volunteer hours either on your home build or in our ReStore.
Your Ability to pay a zero interest, zero down-payment, geared-to-income mortgage. This is assessed by evaluating:
Family Income. The minimum family income is $35,000 per year. The maximum income is dependent on the size of the family / size of the home. The maximum family income for a 2 bedroom home is $46,000 per year, for a 3 bedroom home is $55,000 per year, and for a 4+ bedroom home is $71,000 per year. The maximum income level utilizes the HILs (Household Income Limits) measurement for Windsor and Essex County. The number of bedrooms are determined by family size and Habitat for Humanity Canada standards.
Income stability with expectations of consistency for greater then one year
Solid credit and Level of Debt
This is a brief overview of the selection criteria. If you wish to move forward please complete the Expression of Interest below.
expressions of interest are now being accepted for upcoming builds :